What if it does not rain?
Stephen had always been that guy. The one who went to the village prepared, ready to spend. And he was determined to keep up his reputation this year. Even though over fifty percent of his customers owed him money and his account was hardly bulging. His wife shared her opinion ‘Everyone knows it was a […]
With Rising Costs, Here’s How to Increase Prices Without Losing Your Customers
“Every sale has five basic obstacles: no need, no money, no hurry, no desire, no trust.” – Zig Ziglar Production and business costs have been rising for some time, and a lot of strategies for managing costs are getting less effective in current reality. With the increase in market conditions, price inflation and weak economic indicators; […]
13th month or not…
If you are like me, you already have a list of the things you intend to do with the 13th month salary. However, the economic climate this year has affected the certainty of this revenue for many. While some employers have announced their inability to pay at all, some have offered to pay half of […]
What does ‘Next of Kin’ mean?
You most likely do not need to think about it anymore, you already know whose name to write every time you are required to name your Next of Kin. But have you ever thought about it? When you name a person Next of Kin, how much authority are you giving to that person, what should […]
Financial literacy and you
SERIES 01: FINANCIAL PSYCHOLOGY How much money do you need right now? N1 million, N5 million or N10 million? What exactly would you do with the money if you happen to be given right now? ‘Definitely, I will spend it on my needs’. The question is: ‘What are your needs’? What hierarchy of needs are […]
US election outcome: Any trump for Nigerian markets?
Yesterday, financial markets panicked at the news of an unanticipated victory by Republican nominee Donald Trump in the US presidential elections. In response to Trump’s victory, which went against poll numbers, global financial markets swung red on uncertainty regarding likely policy trajectory, given controversial comments during the campaign trail by the US president-elect. Unrestrained US oil […]
Our son does not want to continue the family business.
Hello Shade, I need your help. My wife and I have worked hard building our business with hopes that our son would one day join the business and eventually own it when we are retired. We sent him to a business school abroad only for him to return with a photography degree. He is our […]
Half full or half empty?
Let us take a short quiz. Before the exchange rate skyrocketed, you promised your wife a summer vacation. Now the money you have saved can barely cater for flight expense. There is nothing left for accommodation and tourist activities. Is your cup half empty or half full? You have been on a futile house search […]
#ThrivingOnABudget – Reducing Your Data Expenses
Times like this call for deliberate spending and cost cutting wherever possible, including data usage. Follow our guide below to save on your data expenses and preserve your money for other necessities. Turn off your data at night Research has proven that more people are getting less quality sleep because of the incessant need to […]
Summary of News
Punch Adeosun, Udoma, DMO meet as Senate rejects $30bn loan request The ministries of Finance and Budget and National Planning as well as the Debt Management Office have begun working on the details of President Muhammadu Buhari’s $29.96bn external borrowing plan following its rejection by the Senate on Tuesday. Power ministry gets N209bn as capital […]
