To keep dollars in cash or not?

Hello Financial Experts, Since this pandemic and lock-down started, my wife and I have been advised by friends to hold on to the cash we have at hand especially dollars. Do you advise us to keep our dollars in cash? Thanks. Michael from Lagos   Dear Michael, We won’t advise you to keep dollars in […]

2020 expenses: Which has your name on it?

Some things remain constant with each year while some new situations welcome themselves regardless of our level of preparedness. Here are some things that will likely gulp your money in 2020 apart from your daily home expenses.   School fees – If you’re a parent, you must know that you will pay school fees thrice […]

Holiday Tips for Childrem

The hustle and bustle of the holiday season can be a fun, exciting time. However, holiday decorations, parties, and cold weather can pose threats to children. Keep these safety tips in mind while preparing for the holidays: If you have a real tree, make sure the tree stand is always filled with water so the […]

Tips to Stay Healthy during the rainy season

It feels good when it rains and the atmosphere looks fresh and exciting  As much as the rainy season brings joy and freshness, there is also a healthy impairment of people. Due to excessive moisture in the rainy season, the biggest fear of the spread of flu, malaria, bacterial, and viral diseases remains. However, there […]

Her children, her everything

Mama Divine was a lanky, very dark and young mother of two kids. She owns a moderate foodstuff business which every family in our estate depends on for their mini mid-week shopping. Her story was as unbelievable as it is pitiable. Having left her home in Delta state at the age of 14 after several […]

Vacation ready?

This holiday will be a pretty short one but still, with the children at home, you’ll need a plan to maintain sanity and curtail expenses. Get vacation ready with these tips: Shop in bulk before school vacates: Make time to stock up before school vacates in order to have a process set up for the […]

Nestle Nigeria Plc – Compelling Story but Valuation appears pricey

nestle nigeria

Nestle Nigeria Plc had an impressive performance in 2018 with EPS expanding 28% YoY to N54.26, as the benefits of lower FX loss (-83% YoY to N2.6 billion) following the pay down of its FCY borrowings provided strong support for earnings growth. While, earnings was in line with our expectation of N56.89, the lower than […]

Valentine’s Day: Five Magical Shades of Love

Valentine's Day

Valentine’s Day is a great day for appreciating your loved ones. It almost always feels like the day should not end and this is the essence of love. However way you decide to spend this special day, we have five wands that will make it extra magical: FIND THEIR NEEDS AND FILL IT In one […]

Things men don’t understand about women

They say men are from Mars and women from Venus, but that analogy doesn’t even make logical sense to most men. What do planets have to do with women being such mysteries? Here are some things that baffle guys about the ladies: Why women say one thing and mean another Oh, don’t even go there. […]

4 reasons you should never write a Will

What’s all the fuss about writing a Will? You’ve watched it in movies and heard too much talk about writing a Will but you know deep within that you don’t want to do it. You think it’s a preparation for demise. Well, we’ve compiled some reasons you may not need to write a Will. Take […]