4 things to do for your family now

It’s so hard to stay perfect in a world like ours. Every day, situations and circumstances spring up that cause you to wonder if you’re good enough in many respects. This even happens more when you begin to think of the ones you love and if you’re doing well by them. It’s understandable – in […]

Will he?

The scene showed Baba Folu shouting at Iya Folu. He couldn’t understand why she would even suggest that he should write a will. At 56, this woman seems to think he is headed for a reunion with his ancestors. Franca sighed and turned to her husband Dan. “Darling, please change this channel. Why the man […]

Nigerian Inflation: Approaching an Inflection point

Executive Summary  In our H1 18 strategy report, we projected a drop-in headline inflation, anchored on the blend of soft domestic food prices and base-effects (H1 17) with the scale of moderation trimmed by higher transport inflation – hinged on rising crude oil prices. Indeed, our view of a downturn in consumer prices panned out […]

ECONOMIC UPDATE: Currency – The Battle for Naira Stability

In our H1 18 Nigeria Strategy Report, we projected a blow in FX outflows that will impulse the CBN to step up its intervention across FX markets. Our projection was based on the confluence of policy normalization in developed markets, flight to safety across EMs, lower domestic interest rate environment, and political risk in the […]

4 Money lessons this holiday

It’s the long holiday. Your children will be away from school and with you at home for at least eight weeks. Looking forward to building memories together? We bet you are. This holiday is, however, a perfect time to ingrain lifelong money lessons in your children. You can teach them to value money. Let them […]

The stage is set for ARM ENGAGE (III)

The date is fixed, and stage set for the third instalment of the ARM ENGAGE event hosted by ARM Pension. On the 26th of July 2018, the brand will open the doors of Terra Kulture to NYSC and fresh graduates for an educative and fun session themed “The Millennial Professional”. This event aims to inspire […]

Money lessons from FIFA World Cup 2018

The World Cup may be over, but we are still reliving the moment. Not only have the games been exciting, the strategies deployed by various teams also have some lessons to teach about investing. After all, managing money and playing professional football needs skills. Let’s get to it:   Set your goals Every team came […]

Maximizing funds this holiday

Holiday means the children will be home with you. But it also means another session is approaching and school fees are around the corner. With holiday treats and expenses piling up, there is a need to conserve resources as much as possible. Is there a way to moderate holiday expenses and still give your children […]

FG’s Debt Stock: Domestic debt takes a breather

FG’s debt stock rose 5.03% QoQ to N18 trillion over Q1 2018 with domestic debt accounting for 70% of total debt. The increase in debt stock over Q1 was largely on the back of a $2.5 billion Eurobond issued in February, which resulted in a 19% QoQ expansion in external debt to $5.4 billion. Elsewhere, […]

What to do if your child performs poorly at school

Every parent expects their child to come home with a good result after a school term. A good result assures them that their enormous investment in the child’s education is valued and likely to birth returns. However, this is not always the case. Parents sometimes must deal with their children’s unsatisfactory results. What is the […]