How to deal with the inevitable expenses of 2019

Some things remain constant with each year while some new situations welcome themselves regardless of our level of preparedness. Here are some things that will likely gulp your money in 2019 apart from your daily home expenses. School fees – If you’re a parent, you must know that you will pay school fees thrice […]
How 2019 Looks for you as an investor

With the New Year in sight, it is normal for every investor – including you – to feel a bit of apprehension. You might begin to wonder what the future holds, how the market will fare and whether to increase your investment. All these are valid thoughts and we’ve gone ahead to gather answers to […]
Access Bank Plc and Diamond Bank Plc Merger: A Lofty Deal or Damp Squib?

Nigerian Banks A Lofty Deal or a Damp Squib? • A switch to National Banking License… In our recently published equity commentary on Diamond Bank (See report: Overblown fright or Justified concerns), we had stated three options the bank’s management will adopt to keep the bank operational and meet its obligation to lenders. While we […]
My uncle’s children

My cousin Gerald has visited again. This time, he is staying for one month to buy all the necessities for his first year at the University. Dad would be funding it as usual. I and my five siblings have gotten used to seeing my dad fund his nephews’ education while my uncle did his best […]
ARM Research – Stock Recommendation for the Week , December 17

Activities in the Nigeria equities market was bearish in the past week, with the NSE ASI declining by 0.60% WoW to 30,681.50 points and market capitalization shedding about N61.8 billion over the week. The loss was driven by declines in bellwether stocks in the banking (FBNH: -1.97%, STANBIC: -2.34% and ZENITH: -2.34%), Breweries (NB: -0.63%) […]
Don’t be like Uncle Jimoh

The moment I crossed that finish line and felt the coldness of the medal as it was hung around my neck, I felt truly victorious. When 2018 began, I had pledged to be a healthier version of myself, get serious with investing, get married and begin planning my retirement. The latter was informed by my […]
Fixed Income Report: Is STAB the new normal?

CBN moves the needle. Last week Thursday, for the first time this year, CBN conducted a special OMO auction where it sold Stabilization securities (STAB) worth N287.7 billion. This came after subscription levels (N403 billion) at Thursday’s auction were 42% and 41% shy of planned offer (N700 billion) and OMO maturity on the same day […]
ARM Research| Nigeria equity market booked another week of loss

The Nigeria equity market booked another week of loss, with the NSE ASI declining by 2.54% WoW to 30,874.17 pts and the market capitalization shedding N293.7 billion over the week. The loss was driven by declines in bellwether stocks in the banking (FBNH: -6.58%, GUARANTY: -5.63%, STANBIC: -2.04%, UBA: -3.85% and ZENITH: -3.33%), cement (DANGCEM: […]
‘Poof’ went the money

Jane couldn’t believe what she was seeing. She was in shock. All her plans for the Christmas just disappeared before her eyes and she couldn’t fathom what had happened. For the past seven months, Jane had been saving towards Christmas. She was finally travelling home with her family after an 8-year break, and she wanted […]
Things men don’t understand about women

They say men are from Mars and women from Venus, but that analogy doesn’t even make logical sense to most men. What do planets have to do with women being such mysteries? Here are some things that baffle guys about the ladies: Why women say one thing and mean another Oh, don’t even go there. […]