Tough Times don’t Last, But Tough People do…
Are you an investor trying to keep your head above the waters of this economy? Our smart investment tips are designed to help you make sound investment decisions in this tough economic clime. Please see below; Borrow less Think twice about taking on more debt, focus on business opportunities that do not require more capital […]
How we think about money- Busting Money Myths (1)
Money is one of the few things everyone never stops thinking about. We are either thinking of how we need it, how to get it or what to do with it. Our world view, orientation to life and many other factors contribute largely to our perception of money. It begins with watching our parents handle […]
Financial Education- the missing link
Education, in every sense of the word begins at home. Home is where we learn our first words, it is where we find our identity, it should also be where we learn the rudiments of managing and growing money. While our children might learn high level accounting in the walls of Ivy league schools or […]
Let’s talk about your salary!
When you realise it’s payday and salary is just around the corner. Wawu! Then you remember all the things you are supposed to pay for and that aso ebi you bought on credit You start calculating and you watch your salary finish before it even arrives When the salary finally comes, there’s no joy You are […]
My 2017 financial resolution
2016 turned out to be quite surprising, albeit unpleasantly. Due to the nation’s economic challenge, the year is closing with many people’s finances in worse state than anticipated. As 2017 approaches, the realisation dawns that one cannot sigh in relief yet, the new year may be no different. Hence, the need to draw up a […]
What if it does not rain?
Stephen had always been that guy. The one who went to the village prepared, ready to spend. And he was determined to keep up his reputation this year. Even though over fifty percent of his customers owed him money and his account was hardly bulging. His wife shared her opinion ‘Everyone knows it was a […]
13th month or not…
If you are like me, you already have a list of the things you intend to do with the 13th month salary. However, the economic climate this year has affected the certainty of this revenue for many. While some employers have announced their inability to pay at all, some have offered to pay half of […]
What does ‘Next of Kin’ mean?
You most likely do not need to think about it anymore, you already know whose name to write every time you are required to name your Next of Kin. But have you ever thought about it? When you name a person Next of Kin, how much authority are you giving to that person, what should […]
Financial literacy and you
SERIES 01: FINANCIAL PSYCHOLOGY How much money do you need right now? N1 million, N5 million or N10 million? What exactly would you do with the money if you happen to be given right now? ‘Definitely, I will spend it on my needs’. The question is: ‘What are your needs’? What hierarchy of needs are […]
