How Investing in Stocks for Your Kids Can Make Them Rich by 18

How Investing in Stocks for Your Kids Can Make Them Rich by 18

Picture this: your kid turns 18, and instead of just asking for a car or JAMB form money, they casually say, “Mum, I think it’s time I diversify my portfolio.” Big flex! Think about that for a bit.  Let’s break it down: If you can buy toys, Happy Meals, and annual Christmas clothes for your […]

How I Stopped Black Tax from Draining My Wallet Every Month

How I Stopped Black Tax from Draining My Wallet Every Month

If you’re the “responsible one” in your family, congratulations! But also, my deepest sympathies. You’ve unknowingly subscribed to a lifetime membership in the Black Tax Association. There was a time I dreaded every payday. Not because I didn’t have plans for my money, but because somehow, my money always had other plans. The moment my salary […]

When There’s No Will, There’s War

When There’s No Will, There’s War:

In many African households, estate planning is rarely discussed. Death is treated as a taboo subject — something to pray against, not prepare for. But every week, real-life stories show the cost of avoiding the conversation: families torn apart, properties lost, and businesses ruined, all because someone passed away without a Will. A father dies […]

Tech Bro, Let the ARM Eurobond Fund Grow Your Dollars

Tech Bro, Let the ARM Eurobond Fund Grow Your Dollars

Dear Tech Bro, You’ve landed the remote gig. You’re earning in dollars. Life’s good, or at least, it feels like it. But somewhere between your last invoice and your next Amazon cart, reality hits: inflation is out here, working harder than you and running faster than your dollars can keep up. Now, your dollars are […]

Red Flags: Financial Mistakes Women Make and How to Avoid Them

Red Flags: Financial Mistakes Women Make and How to Avoid Them

Dear Woman,Red flags are not peculiar only to men and romantic relationships. They could also be financial mistakes.  Financial independence is key to long-term security, yet you face challenges that can hinder your ability to build wealth. From not prioritizing your investments to avoiding critical financial decisions, certain financial red flags can put you at […]

Women, Islam, and Financial Empowerment

Women, Islam, and Financial Empowerment

When we speak about women, Islam, and financial empowerment, we speak boldly because gone are the days women take the back seat. Today, women are no longer waiting to be given a seat at the table; they are taking up space, making strategic moves, and building lasting legacies. So… What about you? Dear Woman,  This […]

Investing Smart in Lagos: A Young Person’s Guide to Growing Wealth

Investing Smart in Lagos: A Young Person’s Guide to Growing Wealth

Investing in Lagos is one of the smartest financial decisions young people can make. As Nigeria’s commercial capital and one of the fastest-growing cities in Africa, Lagos offers numerous opportunities for wealth creation. With its vibrant economy, high population, and thriving financial markets, it’s the perfect place to start building your financial future. But where […]

10 Things People with a Wealthy Mindset Avoid to Stay Successful

Do you want to reach your financial goals faster and build long-term wealth? The key lies in cultivating a wealthy mindset—a way of thinking that values time, prioritizes personal growth, and focuses on making smart financial choices. In Nigeria, where economic fluctuations and rising costs make financial planning crucial, adopting this mindset can help you […]

8 Financial Mistakes That Can Stop Your Wealth Creation

Building wealth requires strategic financial decisions, discipline, and a long-term mindset. Unfortunately, many Nigerians struggle with financial stability due to common missteps that impede wealth accumulation. With rising living costs, inconsistent income streams, and limited access to financial education, careful planning is more critical than ever. At ARM, we believe that financial freedom is achievable […]