In today’s world, more investors are seeking financial opportunities that align with their personal values, religious beliefs, and long-term goals. Ethical and halal investing offers a way to grow wealth while ensuring financial decisions reflect Islamic finance principles and social responsibility.
For Nigerian investors looking for Sharia-compliant and ethical investments, ARM Ethical Fund and ARM Sharia-Compliant Fixed Income Fund (SFIF) provide excellent options. These funds allow individuals to invest responsibly while enjoying competitive returns and portfolio diversification.
What is Ethical and Halal Investing?
Ethical investing involves selecting assets that meet high moral and socially responsible standards. Halal investing, a subset of ethical investing, follows Islamic finance principles, which prohibit:
Interest (Riba) – Earning or paying interest on investments.
Unethical Sectors – Investing in industries like alcohol, gambling, tobacco, and non-compliant financial services.
Excessive Uncertainty (Gharar) – Engaging in overly speculative transactions.
By following these principles, halal investment funds provide financial security while ensuring alignment with Islamic beliefs.
ARM Ethical Fund: A Responsible Approach to Long-Term Wealth
The ARM Ethical Fund is designed for investors who seek long-term capital growth while adhering to Islamic finance principles. The fund ensures that all investments align with core ethical values, making it an ideal option for individuals who want their money to support responsible businesses.
Key Benefits of the ARM Ethical Fund:
✔ Flexible entry & exit – Investors can enter and exit the fund with ease.
✔ Ethical investing – Ensures that investments strictly follow Islamic values and beliefs.
✔ Diversified portfolio – A balanced mix of equities and alternative investments for stability and growth.
By investing in the ARM Ethical Fund, individuals can grow their wealth responsibly while ensuring financial decisions align with faith-based and ethical values.
ARM Sharia-Compliant Fixed Income Fund: Secure & Stable Halal Investment
For investors seeking stable, low-risk, and halal-compliant income-generating investments, the ARM Sharia-Compliant Fixed Income Fund (SFIF) offers a secure and competitive alternative to traditional interest-based investments.
The fund invests in Sharia-compliant fixed-term instruments such as:
Sovereign & corporate Sukuk – Islamic bonds that provide stable returns.
Mudarabah & Murabaha contracts – Profit-sharing and trade-based investments.
Other approved Islamic financial instruments with a minimum BBB rating.
Key Benefits of the ARM Sharia-Compliant Fixed Income Fund:
✔ Halal wealth growth – Invest in interest-free, Sharia-compliant assets.
✔ Biannual dividend payouts – Receive profits twice a year.
✔ Low entry barriers – Start investing with as little as ₦10,000.
✔ Easy & convenient exit – Withdraw funds hassle-free when needed.
✔ Portfolio diversification – Reduce risk by investing in multiple asset classes.
✔ Long-term competitive returns – Designed for stable, low-risk financial growth.
✔ Track your investment easily – Monitor fund performance with transparency.
This fund is perfect for investors who prioritize financial security and stable returns while staying true to Islamic finance principles.
Making the Right Investment Choice
Whether you are a new investor or an experienced one, investing with purpose allows you to align your finances with your faith and values. Both the ARM Ethical Fund and the ARM Sharia-Compliant Fixed Income Fund offer opportunities for long-term wealth creation while ensuring investments remain ethical and halal.
Ready to invest with purpose? Visit our website today to start your journey toward ethical and Sharia-compliant investing.
