What Happens to Your Investments If You Don’t Have a Will?

Imagine this: you’ve spent years diligently building your investment portfolio, stocks, mutual funds, property, maybe even a thriving business. You’ve done the hard work, stayed disciplined, and created a legacy worth passing on. But then, something unexpected happens, and you don’t have a will in place. What happens next?

This is a reality many families face, and the consequences can be more painful than most imagine.

No Will, No Direction

When someone passes away without a valid will, also known as dying intestate, the law steps in to decide how your assets are distributed. This might sound fair in theory, but it often leads to confusion, delays, and even family conflict. Your investments, instead of smoothly transferring to your loved ones, get tied up in a long and sometimes costly legal process.

Worse still, the people you would have wanted to benefit from may receive nothing, or far less than intended. Dependents could be left vulnerable, and the very legacy you worked hard to build could unravel in the absence of clear direction.

Delays, Disputes, and Unintended Outcomes

Without a will, your estate will be distributed based on rigid inheritance laws, not your wishes. The process can take months, even years, and legal fees can eat into the value of your estate.

Family members might find themselves at odds, siblings arguing, spouses distressed, and children caught in the middle. The emotional weight of loss is often compounded by financial uncertainty. In some cases, critical investments lose value while tied up in probate, making an already difficult time even harder.

Care Today for Peace Tomorrow

Creating a will isn’t just about property, it’s about protecting the people you love. At ARM Trustees, we understand the emotional importance of preserving your legacy. We offer estate planning services and support you through the process, ensuring your wishes are clearly expressed and your investments are protected.

Reach out today via email armtrustees-PT@arm.com.ng or call 0201 271 5002or aimply start here: https://buff.ly/rFWlsUZ 

Start the conversation today and secure tomorrow for those you love.

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