The holiday season is here, and with it comes the joy of giving, celebrations, and festive gatherings. If you’re looking for ways to boost your income and make this Christmas extra special, you’re not alone. Whether you want to stretch your finances a bit further or make the most of your Christmas bonuses, here are some practical ways to earn extra money before the holidays.
1. Invest in Mutual Funds
Mutual funds pool money from various investors to invest in a diverse portfolio of assets like stocks, bonds, or other securities. With our range of mutual fund options, you can enjoy, steady growth affordability and flexibility.
At ARM we offer a variety of mutual funds designed to meet your unique needs. Here’s an overview of our options:
a. Money Market Fund
Perfect for investors seeking stability and liquidity, the Money Market Fund offers competitive returns on short-term investments. It’s an excellent choice if you need extra cash flow for holiday expenses.
b. Discovery Growth Fund
If you’re looking for growth-oriented investments, the Discovery Growth Fund focuses on companies with high growth potential, giving you an opportunity to build your wealth strategically.
c. Ethical Fund
Align your investments with your values. The Ethical Fund invests in industries that adhere to ethical and socially responsible practices, ensuring you make an impact while growing your wealth.
d. Eurobond Fund
Tap into global investment opportunities with the Eurobond Fund, which provides exposure to foreign currency-denominated bonds for diversification and stability.
e. Short-Term Bond Fund
A balanced option for conservative investors, the Short-Term Bond Fund offers steady returns with lower risk.
f. Fixed Income Fund
This fund focuses on fixed-income securities, providing a predictable income stream and preserving your capital.
g. Aggressive Growth Fund
Ideal for risk-tolerant investors, the Aggressive Growth Fund is designed to maximize returns by investing in high-growth assets.
h. Shariah Compliant Fund
For investors who want to align their investments with Islamic principles, the Shariah Compliant Fund offers an ethical and faith-based approach to growing your wealth.
2. Offer Freelance Services
If you have a skill—writing, graphic design, social media management, or photography—now is the perfect time to put it to use. Many businesses and individuals need help with holiday campaigns, event planning, or personal projects.
Platforms like Fiverr, Upwork, and even social media groups can help you connect with clients. Not only can this bring in extra cash, but it could also open doors to long-term opportunities.
3. Sell Unused Items
Decluttering your home can be a win-win situation. As you prepare for Christmas, take stock of items you no longer need—clothes, electronics, or furniture—and sell them online or at local thrift markets.
Platforms like Jiji, or Facebook Marketplace make it easy to find buyers. The cash you make can go directly into your holiday fund or be added to your Christmas bonuses to maximize your spending power.
